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Mortgage Calculators

From understanding payment plans to deciding if now is the time to buy, our mortgage calculator can help you make informed decisions on buying a home.

Calculate Your
Mortgage Payment

Deciding to
Rent or Buy

Deciding
to Refinance

Adjustable Rate
Mortgage Analyzer

Compare Two
Mortgage Loans

Home
Affordability

Proceeds from Your
Home Sale

Copyright © 2019 Online Central. All rights reserved.

Equal Housing Lender. Member FDIC.

Lending services are provided by Online Central, a subsidiary of Central Trust Bank. NMLS #1651430

Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. The disclosures on availability of these rates may be seen by clicking ‘Our Assumptions’.Property insurance is required.

The rates shown above are the current rates for the purchase and/or refinance of a single-family primary residence based on a 60-day lock period. These rates are not guaranteed and are subject to change.

This is not a credit decision or a commitment to lend. Your guaranteed rate will depend on various factors including the loan product, loan amount, credit profile, property value, geographic location, occupancy and other factors. An escrow account may be required, if you request the escrows to be waived, your interest rate may be higher.

For refinance transactions. If you are a servicemember on active duty, prior to seeking a refinance of your existing mortgage, please consult with your legal advisor regarding the loss of any benefits you are entitled to under the Servicemembers Civil Relief Act or applicable state law.

To guarantee a rate, you must submit an application to Online Central and receive confirmation from a mortgage loan officer that your rate is locked. Applications can be made online or by calling 1-844-550-5030 by meeting with a mortgage loan professional.