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Fixed Rate Mortgage Loans

With a fixed rate mortgage, your principal and interest payments remain the same for the length of your loan. This is a great home loan option, especially if you plan to stay in your home for a number of years.

We have a variety of terms that let you pay off your mortgage sooner or gives you the flexibility to lower your payments by spreading them over a longer period of time.

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Why 15-Year Fixed?
  • You’ll save on interest over the life of your mortgage loan
  • You’ll pay off your loan quicker than other loan options
  • Rates on a 15-Year Fixed Mortgage are typically lower than other options
 
Why 20-Year Fixed?
  • A mid-length loan option between the traditional 15 or 30-year loans
  • The amortization follows more closely to a 15-Year than a 30-Year loan
  • When refinancing, consider a 20-Year loan so you don't add more time onto your current loan
 
Why 30-Year Fixed?
  • Great option if you're planning on staying in your home for more than 5-7 years
  • Smaller monthly payments with a 30-Year mortgage may give you extra money to apply toward other expenses
  • Monthly payments are typically more affordable due to the long loan period. However, you'll end up paying more interest over the life of the loan
 

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